Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Work Activities
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Customize insurance programs to suit individual customers, often covering a variety of risks.
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Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
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Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
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Perform administrative tasks, such as maintaining records and handling policy renewals.
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Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
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Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
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Confer with clients to obtain and provide information when claims are made on a policy.
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Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
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Contact underwriter and submit forms to obtain binder coverage.
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Select company that offers type of coverage requested by client to underwrite policy.
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Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
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Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
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Develop marketing strategies to compete with other individuals or companies who sell insurance.
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Calculate premiums and establish payment method.
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Plan and oversee incorporation of insurance program into bookkeeping system of company.
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Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
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Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
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Install bookkeeping systems and resolve system problems.
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Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.
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Reading Comprehension
Understanding written sentences and paragraphs in work-related documents.
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Active Listening
Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
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Speaking
Talking to others to convey information effectively.
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Oral Comprehension
The ability to listen to and understand information and ideas presented through spoken words and sentences.
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Oral Expression
The ability to communicate information and ideas in speaking so others will understand.
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Written Comprehension
The ability to read and understand information and ideas presented in writing.
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Customer and Personal Service
Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
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Sales and Marketing
Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
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English Language
Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
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Currently Employed
18,470
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Yearly Projected Openings
2,060
- Education High school diploma or equivalent
- Work Experience No work experience
- Training 1 to 12 months on-the-job training
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Looking for technical training programs?
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Enterprising: People interested in this work like activities that include leading, making decisions, and business.They do well at jobs that need:
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Integrity
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Independence
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Attention to Detail
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Achievement/Effort
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Dependability
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Initiative
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